Pollution Coverage! What could happen?

As I meet with clients and we discuss coverages that are available and recommended, we always get to pollution coverage and the question always arises, “What are my exposures to pollution as a fill in the blank contractor?”  As you will see below, these scenarios in real-life settings are not unbelievable situations, but rather real...

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Facts You Should Know For Distracted Driving Month

April is distracted driving awareness month.  Society has been lulled into a sense of security in that as long as one is using a hands-free device while driving that there’s no risk.  While this may be the law in many states, the reality is that the risk of crashing when talking on a hands-free phone...

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PRESIDENT TRUMP’S TRILLION DOLLAR INFRASTRUCTURE PLAN

There is high expectation and generally strong political support for the Infrastructure Plan that President Trump has promised to announce shortly. Although the need to repair and replace the aging United States infrastructure is clear, the details of the promised Plan are somewhat vague, especially in regards to funding and project selection. To hopefully provide...

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5 HR Compliance Resolutions for 2017

As you may have heard, the Senate and the House have passed budget resolutions that instruct Congressional committees to begin working on legislation to repeal parts of the Patient Protection and Affordable Care Act (ACA).  Additionally, President Trump has signed an executive order calling upon federal administrative agencies to minimize the economic burden of the...

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Things to Consider When Purchasing Builders Risk Insurance

Builder’s Risk Insurance tends to be one of the most confusing policies to implement for most Contractors and Owners.  As is the case with insurance on construction projects, the first consideration should be to carefully review the terms of the Construction Contract/ Agreement to be certain that the policy/coverage/terms purchased are in compliance.

The Named...

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Proud to be a Top Workplace

Our agency is excited to announce that in June this past year we were named a Top Workplace in The Washington Post.  This is our second year in a row that we are pleased to have won this honor.  We were ranked 17th out of 70 small businesses in Washington DC metro region.  This title...

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CONTRACTORS: ARE YOU CONSIDERING BUYING A DRONE?

Drones are becoming more popular, especially with larger contractors.  They can be a great tool to give an overview of jobsites and showcase the progress of work.  They are also being misused in some cases so one must be cautious in their use.  Therefore, one must be aware of guidelines and restrictions and utilize common...

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What Do You Mean My Theft Claim Is Not Covered??

Several months ago it was discovered that the president of a medium-large sized payroll company embezzled millions of dollars of clients’ payroll taxes that the owner stole instead of remitting them to the IRS or state & local tax authorities.

The worst part was that this loss was not covered by the clients’ crime/fidelity policies,...

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